The banks in India generally operate within similar working hours. Most banks open between 9:00 AM and 10:00 AM and close between 3:30 PM and 4:30 PM. While lunchtime typically occurs around 1:00 PM, banks ensure uninterrupted service during this period by rotating staff in different shifts. Knowing the exact working hours of your bank is crucial for planning visits and scheduling other appointments. Below is an overview of the working hours for some major banks in India.
Central Bank of India Timings on Weekdays
The Central Bank of India operates from 10:00 AM to 4:00 PM on weekdays (Monday to Friday). During these hours, all banking services are available at the branches. For online banking activities, customers can access services at any time.
Central Bank of India Timings on Weekends
The Central Bank of India remains closed on the second and fourth Saturdays of each month. On the first, third, and fifth Saturdays, the bank operates from 10:00 AM to 4:00 PM. The bank is closed on all Sundays.
Central Bank of India Lunchtime
The designated lunchtime for the Central Bank of India is from 2:00 PM to 2:30 PM. Despite the lunch break, banking services remain uninterrupted as staff members take lunch in shifts.
Punjab National Bank Timings on Weekdays
Punjab National Bank’s working hours on weekdays (Monday to Friday) are from 10:00 AM to 5:00 PM. All banking services are available during these hours at the bank branches.
Punjab National Bank Timings on Weekends
Punjab National Bank remains closed on the second and fourth Saturdays each month. However, on the first, third, and fifth Saturdays, the bank operates with the same hours as on weekdays, from 10:00 AM to 5:00 PM, allowing customers to carry out various banking activities. The bank is closed on all Sundays.
Punjab National Bank Lunchtime
Punjab National Bank’s lunch break is scheduled from 2:00 PM to 2:30 PM. However, services continue without interruption as staff members take their lunch in shifts.
HDFC Bank Timings on Weekdays
HDFC Bank operates from 10:00 AM to 4:00 PM on weekdays (Monday to Friday). During these hours, customers can visit the branches for any offline banking activities, while online services are available 24/7.
HDFC Bank Timings on Weekends
HDFC Bank remains closed on the second and fourth Saturdays. The bank is open from 10:00 AM to 4:00 PM on the first, third, and fifth Saturdays. It remains closed on all Sundays.
HDFC Bank Lunchtime
HDFC Bank’s lunch hour is from 1:00 PM to 2:00 PM. The bank ensures continuous service during this time by having staff members take lunch in shifts.
Other Bank Timings
| Bank | Opening Time | Closing Time | Lunch Break |
| State Bank of India | 10:00 AM | 4:00 PM | 1:00 PM to 2:00 PM |
| ICICI Bank | 9:30 AM | 4:30 PM | 1:00 PM to 2:00 PM |
| Axis Bank | 9:30 AM | 4:30 PM | 1:00 PM to 2:00 PM |
| Bank of Baroda | 10:00 AM | 4:00 PM | 1:00 PM to 2:00 PM |
| Kotak Mahindra Bank | 10:00 AM | 4:00 PM | 1:00 PM to 2:00 PM |
| IDBI Bank | 10:00 AM | 4:00 PM | 1:00 PM to 2:00 PM |
| Union Bank of India | 10:00 AM | 4:00 PM | 1:00 PM to 2:00 PM |
Bank Timings for Online Transactions
For NEFT transactions, most banks have a processing window from 8:00 AM to 6:30 PM, excluding the second and fourth Saturdays and Sundays. Customers can access NEFT services online 24/7 without any charges. RTGS transactions at Bank of Baroda can be processed from 8:00 AM to 4:30 PM on all working days, except for the second and fourth Saturdays, Sundays, and bank holidays. IMPS services are available 24/7 for instant fund transfers across banks.
Bank Holidays for 2024
| Date | Day | Holiday |
| Jan 1 | Monday | New Year’s Day |
| Jan 15 | Monday | Makara Sankranti |
| Jan 17 | Wednesday | Guru Gobind Singh Jayanti |
| Jan 23 | Tuesday | Netaji Subhas Chandra Bose Jayanti |
| Jan 26 | Friday | Republic Day |
| Mar 8 | Friday | Maha Shivaratri |
| Mar 25 | Monday | Holi |
| Mar 29 | Friday | Good Friday |
| Apr 9 | Tuesday | Ugadi |
| Apr 10 | Wednesday | Idul Fitr |
| Apr 14 | Sunday | Dr Ambedkar Jayanti |
| Apr 17 | Wednesday | Ram Navami |
| Apr 21 | Sunday | Mahavir Jayanti |
| May 1 | Wednesday | May Day |
| May 10 | Friday | Maharshi Parasuram Jayanti |
| May 23 | Thursday | Buddha Purnima |
| Jun 17 | Monday | Bakrid / Eid al Adha |
| Jul 17 | Wednesday | Muharram |
| Aug 15 | Thursday | Independence Day |
| Aug 19 | Monday | Raksha Bandhan |
| Aug 26 | Monday | Janmashtami |
| Sep 7 | Saturday | Ganesh Chaturthi |
| Sep 16 | Monday | Eid e Milad |
| Oct 2 | Wednesday | Gandhi Jayanti |
| Oct 10 | Thursday | Maha Saptami |
| Oct 11 | Friday | Maha Ashtami |
| Oct 13 | Sunday | Vijaya Dashami |
| Oct 17 | Thursday | Maharishi Valmiki Jayanti |
| Oct 31 | Thursday | Deepavali |
| Nov 1 | Friday | Diwali |
| Nov 2 | Saturday | Deepavali Holiday |
| Nov 3 | Sunday | Bhai Dooj |
| Nov 15 | Friday | Guru Nanak Jayanti |
| Dec 25 | Wednesday | Christmas Day |
The banks in India generally operate within similar working hours. Most banks open between 9:00 AM and 10:00 AM and close between 3:30 PM and 4:30 PM. While lunchtime typically occurs around 1:00 PM, banks ensure uninterrupted service during this period by rotating staff in different shifts. Knowing the exact working hours of your bank is crucial for planning visits and scheduling other appointments. Below is an overview of the working hours for some major banks in India.
Central Bank of India Timings on Weekdays
The Central Bank of India operates from 10:00 AM to 4:00 PM on weekdays (Monday to Friday). During these hours, all banking services are available at the branches. For online banking activities, customers can access services at any time.
Central Bank of India Timings on Weekends
The Central Bank of India remains closed on the second and fourth Saturdays of each month. On the first, third, and fifth Saturdays, the bank operates from 10:00 AM to 4:00 PM. The bank is closed on all Sundays.
Central Bank of India Lunchtime
The designated lunchtime for the Central Bank of India is from 2:00 PM to 2:30 PM. Despite the lunch break, banking services remain uninterrupted as staff members take lunch in shifts.
Punjab National Bank Timings on Weekdays
Punjab National Bank’s working hours on weekdays (Monday to Friday) are from 10:00 AM to 5:00 PM. All banking services are available during these hours at the bank branches.
Punjab National Bank Timings on Weekends
Punjab National Bank remains closed on the second and fourth Saturdays each month. However, on the first, third, and fifth Saturdays, the bank operates with the same hours as on weekdays, from 10:00 AM to 5:00 PM, allowing customers to carry out various banking activities. The bank is closed on all Sundays.
Punjab National Bank Lunchtime
Punjab National Bank’s lunch break is scheduled from 2:00 PM to 2:30 PM. However, services continue without interruption as staff members take their lunch in shifts.
HDFC Bank Timings on Weekdays
HDFC Bank operates from 10:00 AM to 4:00 PM on weekdays (Monday to Friday). During these hours, customers can visit the branches for any offline banking activities, while online services are available 24/7.
HDFC Bank Timings on Weekends
HDFC Bank remains closed on the second and fourth Saturdays. The bank is open from 10:00 AM to 4:00 PM on the first, third, and fifth Saturdays. It remains closed on all Sundays.
HDFC Bank Lunchtime
HDFC Bank’s lunch hour is from 1:00 PM to 2:00 PM. The bank ensures continuous service during this time by having staff members take lunch in shifts.
Other Bank Timings
| Bank | Opening Time | Closing Time | Lunch Break |
| State Bank of India | 10:00 AM | 4:00 PM | 1:00 PM to 2:00 PM |
| ICICI Bank | 9:30 AM | 4:30 PM | 1:00 PM to 2:00 PM |
| Axis Bank | 9:30 AM | 4:30 PM | 1:00 PM to 2:00 PM |
| Bank of Baroda | 10:00 AM | 4:00 PM | 1:00 PM to 2:00 PM |
| Kotak Mahindra Bank | 10:00 AM | 4:00 PM | 1:00 PM to 2:00 PM |
| IDBI Bank | 10:00 AM | 4:00 PM | 1:00 PM to 2:00 PM |
| Union Bank of India | 10:00 AM | 4:00 PM | 1:00 PM to 2:00 PM |
Bank Timings for Online Transactions
For NEFT transactions, most banks have a processing window from 8:00 AM to 6:30 PM, excluding the second and fourth Saturdays and Sundays. Customers can access NEFT services online 24/7 without any charges. RTGS transactions at Bank of Baroda can be processed from 8:00 AM to 4:30 PM on all working days, except for the second and fourth Saturdays, Sundays, and bank holidays. IMPS services are available 24/7 for instant fund transfers across banks.
Bank Holidays for 2024
| Date | Day | Holiday |
| Jan 1 | Monday | New Year’s Day |
| Jan 15 | Monday | Makara Sankranti |
| Jan 17 | Wednesday | Guru Gobind Singh Jayanti |
| Jan 23 | Tuesday | Netaji Subhas Chandra Bose Jayanti |
| Jan 26 | Friday | Republic Day |
| Mar 8 | Friday | Maha Shivaratri |
| Mar 25 | Monday | Holi |
| Mar 29 | Friday | Good Friday |
| Apr 9 | Tuesday | Ugadi |
| Apr 10 | Wednesday | Idul Fitr |
| Apr 14 | Sunday | Dr Ambedkar Jayanti |
| Apr 17 | Wednesday | Ram Navami |
| Apr 21 | Sunday | Mahavir Jayanti |
| May 1 | Wednesday | May Day |
| May 10 | Friday | Maharshi Parasuram Jayanti |
| May 23 | Thursday | Buddha Purnima |
| Jun 17 | Monday | Bakrid / Eid al Adha |
| Jul 17 | Wednesday | Muharram |
| Aug 15 | Thursday | Independence Day |
| Aug 19 | Monday | Raksha Bandhan |
| Aug 26 | Monday | Janmashtami |
| Sep 7 | Saturday | Ganesh Chaturthi |
| Sep 16 | Monday | Eid e Milad |
| Oct 2 | Wednesday | Gandhi Jayanti |
| Oct 10 | Thursday | Maha Saptami |
| Oct 11 | Friday | Maha Ashtami |
| Oct 13 | Sunday | Vijaya Dashami |
| Oct 17 | Thursday | Maharishi Valmiki Jayanti |
| Oct 31 | Thursday | Deepavali |
| Nov 1 | Friday | Diwali |
| Nov 2 | Saturday | Deepavali Holiday |
| Nov 3 | Sunday | Bhai Dooj |
| Nov 15 | Friday | Guru Nanak Jayanti |
| Dec 25 | Wednesday | Christmas Day |
Thanks for the helpful information! It’s always a good idea to double-check bank hours, especially when you’re planning your day around important tasks. This guide makes it easy to stay informed and avoid any inconvenience. Great job!
Very informative! Knowing the bank hours in advance can save a lot of time and hassle. This is a quick and useful reference for anyone who needs to plan their banking errands efficiently. Thanks for sharing!
Great resource! It’s so convenient to have all the bank hour details in one place. This is definitely something I’ll keep in mind next time I need to visit the bank. Thanks for putting this together!
Thanks for the clear and concise info! Understanding bank hours can really help with planning, especially on busy days. This guide is definitely a time-saver!
Helpful and to the point! It’s always smart to check bank hours before heading out, and this guide makes it easy to find what you need. Appreciate the effort in putting this together!
Super useful! Having bank hours at your fingertips takes the guesswork out of planning. This guide is exactly what I needed—thanks for making it so easy to find the right information!
Exactly what I was looking for! This quick guide to bank hours is a real time-saver. It’s great to have everything laid out so clearly. Appreciate the effort!